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3 Types of Fire Detectors

5/6/2021 (Permalink)

smoke detector with white smoke and red warning light Protect your Warren, MI home from fire.

Common Types Of Alarms

As a homeowner in Warren, MI, you probably want to ensure you are prepared in case of a fire. A fire alarm is essential to protect your home from property loss and long-term damage to building materials. The types of fire alarms vary; however, choosing the right kind for your home can be puzzling if you are not familiar with the choices. Knowing your options can help you make the best decision for your home, and there are three common types of alarms used in residential properties.

1. Ionization Smoke Detectors
These types of alarms use disruption in an electrical current to detect smoke. The device runs a current between two metal plates. When there is a fire, the smoke fills the alarm chamber and disrupts the electric current between the two metal plates. These alarms are highly reliable, rarely causing false alarms and detecting fires quickly. A fast-acting fire alarm can prevent serious smoke damage to your home and belongings.

2. Photoelectric Smoke Detectors
Like ionization alarms, these photoelectric devices use a sensor between two metal plates. Instead of relying on an electrical current, photoelectric smoke detectors emit light between two metal plates. When the chamber fills with smoke, it disrupts the light, causing the alarm to blare.

3. Heat Detectors
A heat-detecting device will sense climate changes in a building, such as drops in temperature or humidity. Depending on the type of building, a heat detector may be less reliable. A building that undergoes many climate changes should use photoelectric or ionization smoke detectors to prevent false alarms, such as those that experience high humidity often. A fire damage and restoration service can help you decide if this type of alarm is best for your home.
Protecting your Warren, MI, home from fire does not have to be a difficult chore when you understand its needs. Realizing the risk and equipping your home with an efficient and reliable fire alarm can help keep your home and family safe and sound.

Understanding Business Interruption Insurance

5/6/2021 (Permalink)

Business interruption insurance form and red pen for signing. Business interruption insurance is a good idea for any company.

Interruption insurance is a good thing to have in the face of a disaster. It is a good way for business owners to stay financially stable when they need to rebuild their company. Here are some things you should know if you are considering adding this type of policy.

What It Is

This type of premium is available to help cover business expenses during disasters. It only pays out if there is a disaster that forces a business to shut down and rebuild. The amount a policyholder receives is based on the coverage they pay for and past financial records.

What It Covers
While it won't pay to rebuild your business in Royal Oak, MI, there are a few crucial things it covers. These include:

  • Income
  • Fixed costs
  • Temporary location
  • Commission and training costs
  • Extra expenses
  • Civil authority ingress and egress
  • Employee wages
  • Taxes
  • Loan payments

What It Doesn’t Cover
Interruption is not a substitute for flood or property insurance. Therefore it does not cover broken items, flood damage, undocumented income, utilities, or communicable disease-related shutdowns.

Payouts for Policyholders
Your insurer is only required to pay if you have actually sustained a loss from a shutdown. The amount you receive will be based on your loss and your coverage limit.

This Insurance and Pandemics
One thing that has come under scrutiny recently is how this insurance works for a closed business that shut down due to a pandemic. Unfortunately, most policyholders do not get their expenses covered since no disaster caused them to shut down and storm cleanup professionals to be hired.
Business interruption insurance is a good idea for any company. It can help you remain financially stable amid a disaster that forces your business to shutdown. However, this is not a standard policy and will not cover property damage. It is also not able to pay out if the reason you shutdown is due to a pandemic.

4 Steps To Take After a Fire Damages the Roof

5/6/2021 (Permalink)

Apartment building, window is boarded due to fire damage, roof has collapsed due to fire Fire damages the roof of an apartment building in Hazel Park, MI.

Take The Following Steps To Ease The Process

If your business in Hazel Park, MI, experiences a fire, the aftermath may feel a bit overwhelming. Along with likely needing a fire cleanup and restoration company to restore the insides, there is a good chance you will need also need a roof repair. Before helps arrives, there are steps to take to minimize the risk and help ensure a smoother claim process.

1. Call Your Insurer
When an unexpected incident happens to your property, your first call should be to your insurance company. The sooner you file a claim, the sooner the adjuster will be able to come to assess the situation. In the case of a fire, it is especially important because along with smoke and fire damage, there is likely water damage from extinguishing the flames that can lead to mold and other issues.

2. Verify It Is Safe
Before any type of fire cleanup can happen, the property should be inspected to ensure it is safe to enter. It is also important to wait several hours before entering in case there is lingering smoke or small flames smoldering.

3. Minimize the Damage
While the smoke and soot are best left to professionals, minimizing secondary damage is important and likely required by your insurer. There are tarp services that can temporarily seal off holes or damaged windows to reduce exposure to weather conditions. These services use industrial techniques to ensure moisture and critter don’t make their way in.

4. Replaced Damaged Shingles
Depending on how long it may take for repairs to start, it may be worth replacing any burned or damaged shingles to further prevent more damage from piling. It is important to check with your insurer before making any repairs, whether permanent or temporary.
A fire can feel chaotic and devastating. Although fire cleanup may require some time to complete, especially when a roof is involved, taking the above steps can ease the process.

How To Repair Belongings After a Flood

3/16/2021 (Permalink)

wooden floor loose and wall painting coming of wall due to water damage Water damage in a home in Madison Heights, MI.

When flooding occurs, it can damage your belongings. Whether the water in a home is from a broken pipe, sewage backup, rain or another source, there are things you can do to repair your possessions.

Hire a Professional

A professional water damage restoration service can repair or replace many different types of items, including:

  • Upholstered furniture
  • Documents
  • Photos
  • Building materials
  • Flooring

A water damage restoration service in Madison Heights, MI, should also treat the area to prevent mold growth once the water has been removed.

Fabric
When fabric items, such as clothing or curtains, are damaged by water in a home, it is best to take them to a dry cleaning service. They can help remove water stains, restoring your belongings to their original condition. Thicker fabrics, such as upholstery, may need to be treated by a professional restoration service.

Building Materials
Water can cause building materials, including drywall and wood, to deteriorate. After cleaning up flooding, check the area for signs of moisture or deterioration. If the flooding is from a broken pipe, make sure to thoroughly check the surrounding walls. Deteriorated building materials typically must be replaced.

Electronics
Before touching any electronics that have been in contact with water, make sure they are not plugged into any outlets. If they are, turn off the power in the area first to avoid electrocution. Some electronics can be repaired by taking off battery covers and any other removable parts and allowing the water to drain out. It can also help to place devices such as laptops and mobile phones in a bowl of rice to absorb the moisture. If drying the item and replacing the batteries does not fix the device, an electronics repair shop may be able to help.
If water in home has damaged your belongings, you can fix them by hiring a professional or fixing items, such as fabric, building materials and electronics, at home.

3 Reasons Why SERVPRO's Quick Water Damage Responses Are Essential

2/25/2021 (Permalink)

Leakage Of Water From Stainless Steel Pipe On Gray Background SERVPRO can deal with plumbing leaks.

3 Reasons Why SERVPRO's Quick Water Damage Responses Are Essential

In the event that your Hazel Park, MI, building experiences a water-based disaster, you may be in danger of getting water damage. If not dealt with effectively, this could make your property uninhabitable. Fortunately, SERVPRO is Faster to Any Size Disaster, especially since the company has over 1,700 franchises nationwide. Why is this important? Well, here are three reasons why SERVPRO's quick water damage responses are essential.

1. Prevents Multiple Sizes of Initial Damage
The top reason why SERVPRO's fast responses are so important is that unnecessary damage can be prevented, no matter what its size could be. Even if the disaster seems minimal, it should still be dealt with quickly. After all, a seemingly small problem could have large, underlying issues. These are some issues of various sizes that the company often handles:

  • Flooding from storms
  • Leaking plumbing
  • Overflowing toilets
  • Backups in sewage

Since SERVPRO is Faster to Any Size Disaster, any amount of initial damage can be responded to and minimized immediately.

2. Limits Secondary Damage
If primary damage to your building isn't worrisome enough, secondary damage could also occur. Secondary damage refers to the issues that crop up after the disaster, most of which take place if the initial damage wasn't fully dealt with. This often comes in the form of black mold, which should be avoided at all costs. If a water damage restoration service arrives immediately, you can minimize the chance of unseen secondary damage developing.

3. Hastens the Insurance Process
No building owner wants to deal with a drawn-out insurance process. It can be highly draining for anyone. If you want to make the process shorter, having a quick response from a restoration service is key. The sooner you know the extent of your damage and resulting bills, the sooner you can file an insurance claim.
Because there are so many SERVPRO franchises nationwide, there’s a good chance that one of them will reach you swiftly. If damage occurs, remember that SERVPRO is Faster to Any Size Disaster.

3 Causes of Commercial Water Damage

2/16/2021 (Permalink)

wet floor, water standing on commercial building, water damage Water damage in a commercial building is never good.

Signs Of Water Damage

Water damage from a broken pipe or other sources can be disastrous for your business. To quickly hire a water repair company, you need to know the signs of water damage and the correct response for each situation.

1. Damaged Pipes
There are a lot of factors that can lead to a broken pipe. For instance, freezing temperatures and sudden changes of pressure can damage pipes and cause them to burst. The signs of damaged pipes include water stains, cracked tiles, and mold. If you notice any of these, you should immediately hire a plumber and try to locate the cause of the issue. Once they have remedied the problem, call a qualified remediation company to fix the damage.

2. Leaking Sprinkler System
If a problem develops in your sprinkler system, you could end up with water in your business. The signs of this are wet surfaces, mold, and standing water. Check for these signs regularly because your sprinklers are your first line of defense in a fire. If you have a problem with your sprinklers it needs to be addressed immediately.

3. Natural Disasters
Floods, thunderstorms, hurricanes, and other natural disasters can do a lot more damage than a broken pipe. While you can't prevent disasters in Royal Oak, MI, you can take measures to ensure your building is sound and able to withstand them. For instance, you should make sure your building has proper drainage systems in place and that they are regularly maintained. Also, make sure that you have a response plan covering how you will respond to a situation.
Flooding and water intrusion in a commercial building are never good. Everything from damaged pipes to natural disasters can seriously damage a building. Since it can be so disastrous for a business, it is important that companies can react properly. This means learning the signs of a specific type of water damage. It also means knowing how to react to each situation that could arise.

How To Prevent Mold Growth After a Roof Leak

2/1/2021 (Permalink)

Peeling paint on an interior ceiling a result of water damage Ceiling damaged by water

Here Are Some Ways To Prevent Mold Growth

When you discover a roof leak at your business in Warren, MI, you might worry about the cost of the repair before you worry about mold growth. Don't just put a pot under the leak and wait until it fits in your budget to fix the problem. Mold can begin to grow as soon as 24-48 hours after a leak starts, which could mean that mold has been growing for some time before you actually discovered the leak. 

1. Repair Leak
First, repair the leak. There's no sense in cleaning up the water damaged area if the problem that caused it isn't remediated.

2. Remove Damaged Material
Once the leak is repaired, remove anything that is damaged. Black mold is partial to porous building materials such as wood and carpet. Throw out anything that has visible mold on it including drywall and ceiling tiles.

3. Dry Everything
Thorough drying is one of the most important steps of mold clean up. After a ceiling leak, it's important to check above it and below it for damage. Run fans or dehumidifiers in the attic or open space above the ceiling tiles as well as in the room where the leak occurred. Incomplete drying will encourage mold to come back.

4. Watch for Warning Signs
Once black mold has grown in an area, it's important to keep an eye out for its return. If you notice a musty odor or discoloration of the ceiling, walls, or floor, it's time to check for mold again.

5. Call for Help
Especially if you have a recurring mold problem, call a mold remediation professional to come and assist you. Professionals have special tools that will help them to identify moisture pockets that may be preventing you from eliminating the mold. They will help with remediation and give you tips for future prevention.
Black mold can develop quickly after a leak, so act as soon as you notice a problem to prevent major damage to your business.

Why Does the Toilet Overflow When Someone Is in the Shower?

1/19/2021 (Permalink)

Overflowing broken toilet Overflowing broken toilet

The sewer system in your house may seem simple, but it was actually designed very carefully by a plumbing engineer before it was built. When it experiences problems, a wide range of impacts can be noticed. One common problem in Royal Oak, MI, is a toilet overflow when the shower is running. Here’s what causes it, what some signs are and how to deal with sewage cleaning.

What Are the Most Common Causes?

Since almost all residential sewer systems use gravity as an engine to get the sewage flowing, it can be susceptible to quite a few issues. However, the most frequent problems found are

  • A clogged pipe
  • A break in the sewer line
  • Tree roots between the home and the public sewer

What Are the Symptoms?
If you step out of the shower and into a puddle that came from the toilet, that’s a sure sign of trouble and it may require sewage cleaning. Hopefully, you can catch it before it gets that far. If it has, you may need an affordable restoration company in Royal Oak, MI, to inspect the damage and quickly remove excess water.
The most common sign to watch for is bubbles in the toilet. If there is a clog in the line, water won’t drain away fast enough. This fills the sewer pipes with water, forcing the air to go somewhere. Since the toilet is usually so close to the shower, it is often the first sign of trouble. Ignore it at your peril!

What Should You Do After an Overflow?
You certainly should avoid using that shower again until you get the problem fixed! However, your first move is to immediately soak up all the standing water.
If the water doesn’t have obvious fecal matter in it, it’s still considered septic and should be examined by your restoration company. If it was a tiny amount and didn’t soak through the floor or walls, you can usually clean it yourself with a little bleach and water. If in doubt, always consult with an expert at sewage cleaning.

Understanding Smoke Damage and Insurance

1/19/2021 (Permalink)

Visible damage to a commercial building following a structure fire Commercial fire damage in Hazel Park, MI

Business owners in Hazel Park, MI, know that the unexpected will eventually happen. Even if it doesn’t happen to your building, smoke damage from a neighboring business that experienced a fire can create lingering odors and potentially cause hidden harm to the structure. Depending on how close it was, it may also mean soot damage, which can be difficult to clean and leave permanent stains. Although every policy is different, that damage will likely be covered by insurance.

Filing a Claim

After calling your insurer, they will send an adjuster to inspect and assess the situation. If your building experienced a fire, the process will be much more involved. To help ensure a smoother smoke damage claim, it is important to note the date of loss, location of damage and contact information of the property owner that experienced the fire. Along with documenting the damage, ensure you have the following available:

  • A copy of the police report
  • A detailed list of damaged items
  • Estimates from a fire damage and restoration company
  • Any receipts associated with repairs

Professional Cleanup
Once the claim is accepted, it's time to deal with smoke cleaning. Although seemingly only annoying, this type of damage can be quite harmful to the materials in your business. While it may seem like a task that can be tackled alone, standard cleaning methods usually aren’t up to the task. If you use the services of a professional, you can count on them to have the expertise and latest equipment around to clean the air, structural components and affected belongings. They have an arsenal of methods available for all three, including air scrubbers, ozone generators, dry cleaning, wet cleaning and immersive cleaning.
Even if you didn’t cause smoke damage to your property, it isn’t something that can be left unattended. In most cases, your insurance will help cover the cleanup costs so you can get back to running like normal.

Are You Prepared for a Storm?

1/19/2021 (Permalink)

Flood insurance form on a table with a book. Consider purchasing flood insurance for your home

If a storm hits your home in Madison Heights, MI, you may find yourself in an emergency with little time to react. Storms bring with them the chance for hail damage, high winds and flood water. That's why it is best to have a plan ahead of time so you will be ready to take action.

Build a Disaster Supply Kit

A storm could knock out power to your home for several days. You may need to shelter in place, or you might need to leave for a safer area if you're in a flooded building. Preparing a supply kit ahead of time will ensure you have food, toiletries and supplies. A good rule of thumb is to keep enough food and water for three days. A supply kit should include:

  • Enough water for one gallon per person per day
  • Nonperishable food
  • First aid kit
  • Flashlight and batteries
  • Cell phone charger
  • Prescription medication
  • Cleaning and sanitizing supplies
  • Pet supplies
  • Diapers and baby supplies

Every household has unique needs, and you can tailor your supply kit to your requirements.

Make a Plan
Ensure each household member knows what to do, where to go and who to contact if you are separated. If you live in an area prone to flood water, monitor the weather and be alert for heavy rain or storm surges. Practice evacuation routes and make plans to stay with friends or family if you can. Remember to make a plan for pets as well; not all shelters accept pets.

Consider Flood Insurance
Most homeowners' insurance policies do not cover water damage from flooding. If your home sustains damage, a flood insurance policy can cover the cost of restoration services and living expenses if you need to leave your home during cleanup.
Storms are unpredictable, but you can gather supplies and make a plan so that your household is ready for wind, hail or flood water if an event takes place.